The Coyle Group, Target Markets
Hospitality Insurance
The first is our hospitality practice group. This group includes hotels, restaurants, bars, cafés, caterers, and nightclubs. For establishments serving alcohol, comprehensive protection from liquor legal liability claims, assault and battery claims, and other specialty coverages is a must in addition to the traditional property, liability, workers compensation, auto, and umbrella coverages. Hospitality insurance in New York is a major practice group for The Coyle Group, and we welcome your inquiries.
Real Estate Insurance
Second is our real estate practice; in this area, we focus on habitational, retail, office, industrial and warehouse buildings owned as investment properties or held by developers and real estate holding companies. Here we pay special attention to coordinating property values on the buildings, any business personal property (contents) in those buildings and business income/loss of rents protection. This is a market that in New York is becoming a bit more challenging today than in the recent past. Habitational risks such as apartment buildings are facing stricter underwriting requirements with underwriters digging deeper into DOB violations and prior loss history. Before going out to market, we suggest making sure your Dept. of Building record is as clean as possible. The Coyle Group is an expert real estate insurance broker in New York, we can help you secure the right coverage for your property. Read more.....
The Coyle Group, What We Focus On
The Coyle Group focuses on a variety of businesses for insurance in and around the Greater New York City area and beyond, and I thought diving a bit into different target markets and policy types would make sense.
To start, let’s talk about commercial property insurance in New York.
Commercial property insurance focuses on buildings and includes apartment buildings, condo/coop buildings, office buildings, warehouse spaces, retail buildings, strip malls, etc.
For small property/building owners a business owner’s policy or BOP policy may be a fine way to cover the property and liability exposures for an owner with one to five locations. For larger property owners with significant property values at risk, a stand-alone property policy may be a better way to go. Read more.....
Commercial property insurance focuses on buildings and includes apartment buildings, condo/coop buildings, office buildings, warehouse spaces, retail buildings, strip malls, etc.
For small property/building owners a business owner’s policy or BOP policy may be a fine way to cover the property and liability exposures for an owner with one to five locations. For larger property owners with significant property values at risk, a stand-alone property policy may be a better way to go. Read more.....
The Seven Deadly Sins of Workers Compensation
Workers compensation is often the biggest insurance pain point for manufacturers and other mid-market employers in New York. Rates are high, a company with “average” claims experience will usually have an elevated experience rating modifier, and there seems to be a perverse element in the workers compensation system that keeps employees out on workers comp longer than seems necessary. If you want to reduce the cost of workers comp, you need to manage the Seven Deadly Sins of workers compensation. These are the key factors that will determine what your costs are and what they will be. Ignore the 7 deadly sins at your own peril!
Frustrating and helpless just don’t describe how large employers feel about workers comp insurance NYC. But there are solutions to get to the root of the problem and make workers comp runs smoother and less expensively then you may be experiencing now.
Here are what we call the Top 7 Deadly Sins of workers compensation that many employers commit when it comes to workers comp that end up costing a ton of extra premium and indirect costs that suck profit off the bottom line. Read more.....
Frustrating and helpless just don’t describe how large employers feel about workers comp insurance NYC. But there are solutions to get to the root of the problem and make workers comp runs smoother and less expensively then you may be experiencing now.
Here are what we call the Top 7 Deadly Sins of workers compensation that many employers commit when it comes to workers comp that end up costing a ton of extra premium and indirect costs that suck profit off the bottom line. Read more.....
Distracted Driving in New York
Distracted driving is a problem in America.
Almost 400,000 people are injured and almost 3,500 are killed in accidents every year involving distracted driving.
I hope that it’s a conversation that is happening at dinner tables with youthful drivers on a repeated basis; but how often is it being discussed in Corporate America?
Distracted driving is more than cellphone use. It can be any distraction that takes a driver’s eyes or attention off the road or their hands off the wheel. Read more.....
Almost 400,000 people are injured and almost 3,500 are killed in accidents every year involving distracted driving.
I hope that it’s a conversation that is happening at dinner tables with youthful drivers on a repeated basis; but how often is it being discussed in Corporate America?
Distracted driving is more than cellphone use. It can be any distraction that takes a driver’s eyes or attention off the road or their hands off the wheel. Read more.....